Real Estate Talk with
Gilda Krantz-Smith

Chinowth & Cohen Realtors®

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Plan for your future. Rates are very low at this time. Now is the time to Refinance or purchase your dream home.
Click here to find out why!!
Visit my mortgage calculator and see what your new principal and interest payment will be with today's lower rates.
Make a smart financial decision for your future;
    contact Gilda,   (918) 808-0224 for a
FREE home buying or selling consultation
FREE home value report. Find out how much your home is worth in todays market.

Notice to HomeBuyers:
Tulsa County and State Bond money is now Available
If you need assistance in down payment money
Call/Text Gilda, (918) 808-0224
To find out how you can qualify
for this free down payment assistance money while it lasts.


Gilda Krantz-Smith
"Professional | Experienced | Proven Results"

Call Gilda (918) 808-0224

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Common Questions | Free Services | Related Links

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Chinowth & Cohen Realtors®

Common Questions
Free Services
Related Links

Common Questions

Should I get pre-approved before buying a home?

Yes, this will help you to know exactly where you stand in price range and payments. Getting pre-approved prior to your home search will actually save you $$ by giving you greater negotiating power when it comes down to presenting a contract to the seller, especially if there is more than one offer being made on the property.

First thing to do is contact Realtor®/Consultant; Gilda Krantz-Smith,
Call/Text (918) 808-0224
The process is fast and easy and can be done over the phone or online. She can connect you with experienced and knowledgable loan consultants to get you pre-approved and issue you a certificate of pre-approval that you can use to present to the seller to show you are serious and ready to buy.

Should I refinance my existing Mortgage?

Now is the time to refinance your mortgage if your current rate is higher than 6.25% or if you have a 30 year mortgage and want to change to a 20, 15 or 10 year mortgage.  Contact Gilda today and she will show you how refinancing your mortgage will save on your monthly payment.

Be a part of... and take advantage of... lower interest mortgage rates.

Can I consolidate my high interest credit  
card and automobile debt with a home loan?

Yes, you can use the equity built up in your home over the years and refinance your mortgage, take out the equity you need and pay off those high interest bills.

Contact Gilda Krantz-Smith
Realtor®/Consultant, (918) 808-0224

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Free Services

  1. What is your home worth in today's market with the increased number of forclosure sales?

  2. Pre-qualify, Refinance or consolidate debt with a low interest home loan.

  3. What is available on the market For Sale?

  4. House hunting? - Or thinking about it? Lock your rate in for 60 days and go shop for your home.

  5. Want to get pre-qualified to see how much of a home you can buy, and see what your credit report looks like before you start your home search?

  6. Would you like to sell your home, but don't have enough equity built up in your home to hire a professional to handle your transaction? I may have just the solution for you.

Contact Gilda, (918) 808-0224, and feel free to discuss your current real estate needs.

Thank you for visiting
"Gilda's Real Estate Talk."

realtor          Call Gilda Krantz-Smith          Equal Housing Opportunity

Gilda Krantz-Smith, (918) 808-0224

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